ditto here.
I leave in FV under airlock for 10 days. then bottle/cornie. I harvest the yeast off the top after 48hrs.
SOme pretty damned experienced brewers I meet with will advocate dropping to get a cleaner tasting beer, but they are very very old and have a sweet tooth
I don't drop because i can't be arsed, don't want to add a further opportunity for oxidation/infection, like a low FG and am not convinced I can tell the difference in 'cleanness'.
I'm in a hardwater area too. I treat my water pre-mash with half a campden tablet. that is all, pre-strike. Then I put a couple of tea-spoons of 'PH 5.2' (available from H&G and other HBS's) in my mash and that's that.
CRS/DLS are very good, if you can be bothered to do the calculations and can reliably measure the small quantities involved. instructions are on the brupaks website for the calculations.
Few people as far as i know sparge hops. just account for the wort lost earlier in your process (hops suck up ~0.7L per 100g).
fwiw i sparged hops just the once. I got a bit more beer which was slightly weaker. some of the trub went into the fermentor. swings and roundabouts but pretty small ones. not really worth the bother.